ACOM Consumer Finance Corporation

https://alloansonline.com/ACOM
Easy to apply
4.9/5
Approval time
3.5/5
No hidden condition
4.0/5
Renewal rules
3.8/5
Service quality
4.7/5
Customer support
3.7/5
Borrower requirements
  • You must be 21+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Credit or Debit card
Contact information
Phone number: 0917-713-9761
Shedule Mon-Fri 9:00 AM-6:00 PM
Mon
Tue
Wed
Thu
Fri

As one of the largest consumer finance corporations in the world, Acom is a leader in providing financial services to consumers. With a vast network of branches and services, Acom helps its customers to access the financial resources they need in order to become financially secure and independent. With their wide range of products and services, Acom seeks to provide their customers with the best possible experience. In this Acom Consumer Finance Corporation Review, we will examine the features and benefits that Acom offers, and explore the customer service and support that Acom provides.

ACOM Consumer Finance Corporation

Products and Services

Welcome to Acom Consumer Finance Corporation, the premier provider of products and services to help you make the most of your money. From loan types to credit cards and investment products, Acom has the perfect solution for you. Let’s take a look at some of the popular loan types and credit cards from Acom and how they can help you reach your financial goals.

Loan parameters
  • Loan amount
    10.000 - 500.000 PHP
  • Interest rate
    Variable
  • Term
    from 3 to 12 months
  • Age
    21 - 65 years

Acom Loan Types

Acom offers a variety of loan types to help you meet your financial needs. Whether you’re looking for a personal loan, car loan, home loan, or business loan, Acom has the perfect solution for you. With competitive interest rates and flexible repayment terms, Acom can help you get the funds you need fast.

  • Personal Loans – Acom personal loans can be used for a variety of purposes, including debt consolidation, home improvements, large purchases, and more. Acom offers competitive interest rates and flexible repayment terms.
  • Car Loans – Acom car loans are perfect for those looking to purchase a new or used vehicle. Acom offers competitive interest rates and flexible repayment terms to make the process quick and easy.
  • Home Loans – Acom home loans are perfect for those looking to purchase a new or existing home. Acom offers competitive interest rates and flexible repayment terms. Plus, Acom home loans come with the added benefit of potential tax deductions.
  • Business Loans – Acom business loans are perfect for businesses of all sizes. Acom offers competitive interest rates and flexible repayment terms to help you get the funds you need fast.
  • Credit Cards – Acom credit cards provide the perfect way to manage your finances and make purchases. Acom offers a variety of credit cards with competitive interest rates and rewards programs. You can also take advantage of Acom’s exclusive cash back reward program.
  • Investment Products – Acom also offers a variety of investment products to help you reach your financial goals. Acom offers competitive fees and a wide selection of investment products. From stocks and bonds to mutual funds and ETFs, Acom has the perfect solution for your investing needs.

When it comes to products and services to help you make the most of your money, Acom Consumer Finance Corporation is the premier provider. With competitive interest rates and flexible repayment terms, Acom has the perfect solution for you. Whether you’re looking for a loan, credit card, or investment product, Acom has the perfect solution for you. Check out Acom today and discover the perfect solution for your financial needs.

Fees and Charges

Acom consumer finance accounts come with a variety of fees and charges. The most common are setup fees, transaction fees, and late payment fees.

Setup fees are charged when you first open a consumer finance account with Acom. This fee covers the cost of setting up the account, such as processing the paperwork and setting up the account in our system.

Transaction fees are charged for each purchase or cash advance you make on your account. The amount of the fee varies depending on the type of purchase or cash advance and the amount of the transaction.

Late payment fees are charged when you do not make a payment when it is due. The amount of the fee will depend on the amount of the payment and the number of days that pass before the payment is made.

Interest Rates

Acom consumer finance accounts are subject to interest rates. Interest rates are charged on all balances, as well as on any cash advances you make. Interest rates can vary depending on your creditworthiness, the type of loan (fixed rate or variable rate), and the amount of the loan.

Penalty Fees

In addition to interest rates, Acom consumer finance accounts are subject to penalty fees, which are charged if you fail to make a payment on time or if your account is closed due to default. The amount of the penalty fee depends on the amount of the payment and the number of days that pass before the payment is made.

Service Fees

Acom also charges service fees for certain services, such as account maintenance, account upgrades, and customer service. The amount of the service fee will depend on the service and the amount of the service.

We hope this review of fees, charges, interest rates, and penalty fees has been helpful to you. If you have any questions or concerns, please contact our customer service team. We are here to help!

Pros and cons of Acom

Pros
  • Acom offers quick loan approval and disbursement, which can be helpful in case of emergencies.
  • Borrowers can choose from flexible repayment terms.
  • Loans can be used for any purpose, giving borrowers greater flexibility.
Cons
  • Interest rates may be higher compared to other lenders, especially for borrowers with poor credit scores.
  • Late payments may result in penalties and fees.
  • Loan amounts may not be sufficient for some borrowers' needs.

The Acom Consumer Finance Corporation has been providing consumers with financial services for over 40 years. Acom’s services are designed to help individuals and businesses manage their finances and make informed decisions about their money.

Acom offers a range of products to meet different needs, including personal loans, credit cards, and business loans. Acom also provides a variety of services, such as account management, financial planning, and debt consolidation.

Overall, Acom has a lot to offer to consumers. It has a wide variety of products and services, competitive rates, and excellent customer service. However, there are some downsides to consider.

One of the biggest drawbacks of Acom is that it is only available in certain states. It may not be available in your area, which could be inconvenient. Additionally, there are some fees and restrictions associated with certain products and services.

In conclusion, Acom is a great option for individuals and businesses looking for a reliable financial services provider. It offers competitive rates, a wide range of products and services, and excellent customer service. However, it is important to consider the potential drawbacks before making a decision. By weighing the pros and cons, you can make the best decision for your financial situation.

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Testimonials

Akmal Flores
A loan can be obtained even from a mobile phone, thanks to a convenient registration form.
Dizon Masangkay
When there is not enough money to pay, then you have to apply for a loan. The site is very helpful in making a choice. Here you can find up-to-date information and get acquainted with the creditors of the Philippines
Jose Cruz
I was looking for online loans and came across this site. The managers suggested the best loan for me under the terms and after 2 hours the money was already on the card.
Arlo Chavez
I filled out the loan app quickly, after 20 min I received a message that β‚±7000 were approved. The first loan was interest-free. Settled with them, raised the limit. I like it!
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