Easycash

https://alloansonline.com/Easycash
Easy to apply
4.0/5
Approval time
4.0/5
No hidden condition
4.0/5
Renewal rules
4.0/5
Service quality
4.0/5
Customer support
4.0/5
Borrower requirements
  • You must be 21+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Bank account
  • Credit or Debit card
Contact information
Phone number: (02) 353-8525
Shedule 9:00 to 18:00
Mon
Tue
Wed
Thu
Fri

Having a loan in Easycash is a great way to finance your personal and business needs. This lending company protects your privacy and provides several payment options, including BDO, GCash, and Dragonpay. Unlike banks, online lenders have faster processing times and more flexible requirements. However, you should know that there are risks involved with loaning money online.

Easycash Philippines offers different loan types for Filipinos, including personal loans, seaman loans, and business loans. The company uses cutting-edge techniques, scalable infrastructure, and online risk management and operations software to customize lending services for its clients. Moreover, it seeks to attract and retain top talent to ensure its continued success in the industry.

The loan application process in Easycash Philippines is relatively simple. You can apply online by clicking on the product name and following the instructions. You’ll be asked to submit a government-issued ID, proof of address, and source of income. Once you’ve submitted your documents, the company will verify them and notify you of the outcome of your application.

Easycash

Easycash is a financial technology company that provides quick and convenient loans to individuals in the Philippines. With its easy-to-use platform and fast approval process, Easycash is quickly becoming a go-to solution for those in need of financial assistance.

One of the best things about Easycash is that it eliminates the need for traditional bank loans. In the past, getting a loan meant visiting a bank and filling out lengthy paperwork. It often took days, if not weeks, to get approved. But with Easycash, you can apply for a loan online in just a few minutes.

And the approval process is equally fast. Easycash uses advanced algorithms to assess your creditworthiness, which means you can get approved for a loan in as little as 24 hours. Plus, Easycash offers flexible repayment terms, so you can choose a repayment plan that works for you.

Types of Loans Offered by Easycash

Easycash is one of the leading financial institutions in the Philippines that offers a variety of loan products to cater to different financial needs. Whether you need funds for personal expenses, business ventures, or emergency situations, Easycash has a loan product that can suit your needs. Here are some of the types of loans offered by Easycash:

  1. Personal Loan – Easycash offers personal loans to individuals who need funds for personal expenses such as medical bills, travel, home renovation, or debt consolidation. Personal loans from Easycash have flexible repayment terms and low-interest rates to make it easier for borrowers to manage their finances.
  2. Business Loan – Easycash also offers business loans to entrepreneurs who need funds to start or expand their businesses. These loans have flexible repayment terms, low-interest rates, and no collateral required, making it easier for small businesses to access funds.
  3. Salary Loan – Easycash offers salary loans to employees who need funds for emergency situations or unexpected expenses. These loans have low-interest rates and flexible repayment terms that can be adjusted based on the borrower’s salary schedule.
  4. Car Loan – Easycash also offers car loans to individuals who want to purchase a new or used car. These loans have competitive interest rates, flexible repayment terms, and no hidden charges, making it easier for borrowers to own their dream car.
  5. Home Loan – Easycash offers home loans to individuals who want to purchase or build their dream home. These loans have low-interest rates, flexible repayment terms, and no prepayment penalties, making it easier for borrowers to own their dream home.
  6. OFW Loan – Easycash also offers OFW loans to overseas Filipino workers who need funds for personal or business expenses. These loans have low-interest rates, flexible repayment terms, and no collateral required, making it easier for OFWs to access funds.
Loan parameters
  • Loan amount
    5.000 - 10.000 PHP
  • Interest rate
    0,8% per day
  • Term
    30 - 60 days
  • Age
    21 - 55 years

Requirements Easycash

Easycash is a reliable and trustworthy lending company that provides quick and easy loans tailored to fit your specific needs. With Easycash, you can obtain the funds you need quickly and efficiently, without the stress of complicated application processes or lengthy waiting periods.

Easycash offers a wide range of loan options to choose from, including personal loans, salary loans, business loans, and more. Whether you need funds for home repairs, business expansion, or medical emergencies, Easycash has got you covered.

While the specific requirements may vary, here are some common requirements for obtaining a loan with Easycash:

  • Age: You must be at least 21 years old to apply for a loan.
  • Citizenship: You must be a Filipino citizen.
  • Valid ID: You need to present a valid government-issued ID, such as a driver’s license, passport, or postal ID.
  • Proof of Income: Easycash may require proof of income, such as payslips or bank statements, to assess your repayment capacity.
  • Contact Information: You need to provide your contact details, including your mobile number and email address.
  • Bank Account: Having a valid bank account is typically required for loan disbursement and repayment.
  • Notice, that these requirements may vary depending on the specific loan product and the policies of Easycash. It’s recommended to visit their official website or contact their customer support for the most accurate and up-to-date information on the requirements for applying for a loan.

    How to Apply for Easycash

    Easycash is one of the most popular and reliable loan providers in the Philippines. As a trusted financial partner to many Filipinos, Easycash offers quick and easy loans with flexible payment terms. If you are in need of a loan, applying for one with Easycash is a great option.

    Easycash

    Applying for a loan with Easycash is easy. All you need is a smartphone and an internet connection. Here’s how to do it:

    1. Download the Easycash app from Google Play Store or Apple App Store.
    2. Register with your mobile number and email address.
    3. Complete the application form with your personal and financial information.
    4. Upload the required documents, such as a valid ID, proof of income, and proof of address.
    5. Submit your application and wait for the approval.

    Once your loan application is approved, the funds will be credited to your bank account within 24 hours. You can use the loan for any purpose, such as paying bills, buying groceries, or covering emergency expenses.

    To apply for an Easycash loan, follow these simple steps:

  • Step 1: Check Your Eligibility
  • Before applying for an Easycash loan, it is important to check your eligibility. You must be a Filipino citizen and at least 21 years old. You must also have a stable source of income and a valid government ID.

  • Step 2: Choose Your Loan Type
  • Easycash offers various types of loans depending on your needs. You can apply for a personal loan, salary loan, business loan, or educational loan. Choose the loan type that fits your current situation.

  • Step 3: Gather Your Documents
  • To apply for an Easycash loan, you will need to prepare some documents. These include a government-issued ID, proof of income (such as payslips or bank statements), and other requirements specific to your chosen loan type. Make sure to have all these documents ready before applying.

  • Step 4: Apply Online
  • The easiest and most convenient way to apply for an Easycash loan is online. Simply visit the Easycash website and fill out the online application form. Make sure to provide accurate and complete information to avoid delays in processing your application.

  • Step 5: Wait for Approval
  • After submitting your application, wait for Easycash to review and approve it. This usually takes a few days. Once your loan is approved, you will receive the funds directly to your bank account.

  • Step 6: Repay Your Loan
  • Make sure to repay your Easycash loan on time to avoid late fees and other charges. You can choose to pay through various channels, such as online banking, payment centers, or over-the-counter at Easycash branches.

    Interest Rates and Repayment Terms

    When it comes to applying for a loan, interest rates and repayment terms are two of the most important factors to consider. These factors determine how much you will need to pay back in total, and how long it will take you to do so. With Easycash, a leading provider of loans in the Philippines, you can enjoy competitive interest rates and flexible repayment terms that make borrowing money easy and affordable.

    Interest Rates

    Easycash offers some of the most competitive interest rates in the Philippines. This means that you can borrow money without having to pay exorbitant fees or high interest charges. Easycash understands that every borrower has unique financial needs, and that’s why they offer different loan packages with varying interest rates.

    Whether you need a short-term loan or a long-term loan, Easycash has a package that suits your needs. And with their low interest rates, you can be sure that you won’t be burdened with high debt payments in the future.

    Repayment Terms

    Easycash also offers flexible repayment terms for their loans. This means that you can choose a repayment plan that works best for you. Whether you want to pay back your loan in a few months or a few years, Easycash has repayment terms that fit your needs.

    Their repayment terms are designed to help you manage your finances more effectively. You can choose to make weekly, bi-weekly, or monthly payments, depending on your income and budget. And if you ever need to adjust your repayment plan, Easycash is always willing to work with you to find a solution that works for both parties.

    Pros
    • Apply for a loan online within minutes
    • Receive loan funds in as little as 24 hours
    • Loan amounts ranging from PHP 2,000 to PHP 30,000
    • Access loans without providing collateral or credit history
    • Repay your loan through fixed monthly installments
    • Clear and upfront information on fees and charges
    • Access customer support for assistance and inquiries
    Cons
    • Initial loan amounts may be lower for first-time borrowers
    • Meeting specific eligibility requirements is necessary
    • Late or missed payments may negatively affect your credit score

    Fees and penalties Easycash

    Easycash is a trusted name in the Philippines when it comes to loans. With its easy and hassle-free application process, Easycash has helped countless Filipinos meet their financial needs, whether it’s for emergency expenses or for personal use.However, it’s important to note that Easycash, like any other lending institution, has fees and penalties that borrowers should be aware of.

    Loan Processing Fees

    When you apply for a loan with Easycash, you’ll be charged a loan processing fee. This fee covers the costs associated with processing your loan application, such as credit checks and document verification. The loan processing fee is typically a percentage of the loan amount and varies depending on the type of loan you’re applying for.

    Late Payment Fees

    If you’re unable to make your loan payments on time, you’ll be charged a late payment fee. This fee is a percentage of the unpaid amount and is charged on top of your outstanding balance. It’s important to make your payments on time to avoid these fees and prevent your account from being sent to collections.

    Prepayment Penalties

    If you decide to pay off your loan early, you may be charged a prepayment penalty. This fee is charged to compensate Easycash for the lost interest it would have earned if you had continued making payments according to the original loan agreement. It’s important to check if your loan has a prepayment penalty before making any extra payments to avoid any surprise charges.

    Collection Fees

    If you default on your loan and your account is sent to collections, you’ll be charged a collection fee. This fee covers the costs associated with recovering the unpaid amount. The collection fee is usually a percentage of the outstanding balance and is charged on top of any other fees and penalties.

    The Benefits of Easycash

    Easycash is a lending company that provides fast and easy loans to Filipinos who need financial assistance. With its quick and hassle-free application process, Easycash has become a popular choice for those who are in need of cash for unexpected expenses or emergencies. One of the biggest benefits of Easycash is its convenience. Unlike traditional banks, Easycash offers online applications and disbursements, making it possible for customers to apply for a loan from the comfort of their own homes. This means that customers can avoid long lines and the tedious paperwork associated with traditional bank loans.

    Another benefit of Easycash is its flexibility. Easycash offers a variety of loan products to suit customers’ different needs. Whether you need a small amount of cash for a short-term expense or a larger amount for a long-term investment, Easycash has a loan product that can meet your needs.

    Easycash

    Easycash’s loan products are also designed to be affordable. With competitive interest rates and flexible repayment terms, Easycash’s loans are designed to be accessible to a wide range of customers. Easycash also offers personalized loan packages to ensure that customers get the best loan product for their specific needs and financial situation.

    In addition to its convenience, flexibility, and affordability, Easycash is also known for its excellent customer service. Easycash’s customer service representatives are friendly and knowledgeable, and are always ready to assist customers with any questions or concerns they may have.

    Overall, Easycash is a great option for Filipinos who need fast and easy access to cash. With its convenience, flexibility, affordability, and excellent customer service, Easycash is a lending company that truly puts its customers first.

    Easycash FAQs

    Easycash is one of the top loan providers in the Philippines, offering fast and easy access to funds for those in need. If you are considering taking out a loan with Easycash, you may have questions about their services and how they work.

    1. What types of loans does Easycash offer?

    Easycash offers personal loans, salary loans, and business loans to their customers. Personal loans are designed for individuals who need funds for personal expenses, such as medical bills or home repairs. Salary loans are for employees who need money to cover unexpected expenses before their next payday. Business loans are for entrepreneurs who need funds to start or grow their business.

    1. How much can I borrow?

    The amount you can borrow depends on the type of loan you are applying for and your credit history. Easycash offers personal loans from Php 5,000 to Php 50,000, salary loans from Php 2,000 to Php 10,000, and business loans from Php 20,000 to Php 1,000,000.

    1. How do I apply for a loan with Easycash?

    To apply for a loan with Easycash, you can visit their website and fill out an online application form. Once your application is approved, you will receive the funds within hours.

    1. How long does it take to get approved for a loan?

    Easycash offers fast approval and disbursement of loans, with most applications processed within 24 hours. However, the processing time may vary depending on the completeness of your documents and the volume of applications received.

    1. What are the interest rates and fees for Easycash loans?

    The interest rate for personal loans ranges from 1.5% to 4% per month, while salary and business loans have a fixed interest rate of 3.5% per month. Easycash also charges a processing fee of Php 500 for personal loans and Php 1,000 for salary and business loans.

    1. How do I repay my Easycash loan?

    Easycash offers flexible repayment options for their loans, including payment through their website, bank transfer, or over-the-counter payment. You can also choose to repay your loan in installments or in full, depending on your financial situation.

    Easycash reviews

    JR
    Juan Reyes
    30 May 2023
    Easycash has been my go-to lender whenever I need some quick funds. The interest rates are reasonable, and the repayment terms are flexible. It has helped me out on multiple occasions, from paying bills to handling car repairs. Highly recommended!
    AR
    Alex Ramirez
    12 April 2023
    I used Easycash for a personal loan, and while the application process was easy and the loan amount was sufficient, the interest rates were slightly higher than expected. Nonetheless, I appreciated the quick disbursal and transparent fee structure. Thank you, Easycash!
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    Testimonials

    Janet Halvorson
    I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
    Jakob Gleason
    I liked everything. They approved a loan for the amount I needed on favorable terms. I\'m about to finish paying.
    Teresita Flores
    The loan process is simple and hassle-free. Nice service. The next day I received the amount I needed. I will recommend the service to my friends
    Akmal Flores
    A loan can be obtained even from a mobile phone, thanks to a convenient registration form.
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    Applying does NOT affect your credit score!

    No credit check to apply.