RCBC (Rizal Commercial Banking Corporation) – online loan in Philippines

Easy to apply
4.0/5
Approval time
3.6/5
No hidden condition
4.6/5
Renewal rules
4.5/5
Service quality
4.9/5
Customer support
4.6/5
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Bank account
  • Credit or Debit card
Contact information
Phone number: +632 8777-7222
Shedule Service available 24/7
Mon
Tue
Wed
Thu
Fri

When it comes to online loan services in the Philippines, RCBC (Rizal Commercial Banking Corporation) is one of the best options available. With a long-standing reputation for excellence and a wide range of products and services, RCBC is a trusted name for Filipino consumers. From car loans to home loans, RCBC has the solution for all your loan needs. Whether you’re looking for a short-term loan or a long-term loan, RCBC has you covered.

RCBC

Types of RCBC Online Loans

Are you looking for the best loan option to meet your financial needs? RCBC (Rizal Commercial Banking Corporation) offers a variety of online loans that can help you get the cash you need quickly and conveniently. With an RCBC online loan, you can easily manage your finances and enjoy the benefits of having access to funds whenever you need it.

At RCBC understand that everyone’s financial needs are unique. That’s why they offer a range of online loan options to meet your individual requirements. Whether you’re looking to purchase a vehicle, finance a home renovation project or just take care of some bills, they have a loan that’s right for you.

In this blog, we’ll take a look at the different types of online loans available from RCBC and how they can help you meet your financial goals.

  1. Personal Loans: Personal loans are the most common type of online loan offered by RCBC. These loans are designed to meet your short-term financial needs and can be used for a variety of purposes, such as home improvements, car repairs, medical expenses, and more. With a personal loan from RCBC, you can borrow up to Php 100,000 for a period of up to 36 months.
  2. Auto Loans:If you’re looking for a loan to purchase a new or used vehicle, RCBC’s Auto Loans are a great option. These loans are designed to help you purchase your dream car with the most competitive interest rates and flexible payment terms. With an RCBC Auto Loan, you can borrow up to Php 1 million for a period of up to 60 months.
  3. Home Loans: Home Loans are another popular online loan option offered by RCBC. With a Home Loan, you can borrow up to Php 10 million to finance your dream home. The loan terms can be tailored to meet your specific needs, allowing you to choose a repayment period of up to 20 years.
  4. Business Loans: If you’re looking for a loan to finance your business, RCBC’s Business Loans are the perfect option. These loans are designed to help you meet your business needs and can be used for anything from purchasing equipment to expanding your business. With an RCBC Business Loan, you can borrow up to Php 5 million for a period of up to 10 years.

With RCBC’s range of online loans, you can get the funds you need to meet your financial goals and enjoy the convenience of managing your loan from the comfort of your own home. To find out more about our online loan options, contact us today.

Loan parameters
  • Loan amount
    50.000 - 1.000.000 PHP
  • Term
    up to 36 months
  • Interest rate
    6.50% per annum
  • Age
    18+ years

Interest Rates and Repayment Terms of an RCBC Online Loan

Are you looking to get an online loan from RCBC (Rizal Commercial Banking Corporation) in the Philippines? You’ve come to the right place! RCBC is one of the leading banks in the country, providing a range of banking services as well as online loans.

When it comes to online loans, RCBC provides competitive interest rates and flexible repayment terms. With RCBC, you can benefit from a range of options, such as personal loans, business loans, and home loans. Each of these options has its own unique interest rates and repayment terms to suit your individual needs.

RCBC’s personal loan has a fixed interest rate of 6.50% per annum. This rate is applicable for all loan tenures ranging from one to five years. The minimum loan amount for personal loans at RCBC is PHP 5,000, and the maximum loan amount is PHP 500,000.

For its business loan, RCBC offers an interest rate of 6.50% per annum. Loan amounts between PHP 5,000 and PHP 500,000 are available, with loan tenures ranging from one to five years.

Finally, RCBC’s home loan offers an interest rate of 6.50% per annum. This rate applies to loan amounts between PHP 5,000 and PHP 500,000, with loan tenures ranging from one to five years.

All RCBC online loans come with a repayment term of up to 36 months. This allows you to choose the loan repayment schedule that works best for you. You’ll also benefit from a wide range of payment methods, such as through RCBC’s online banking platform, bank transfer, and even credit card.

Getting an online loan from RCBC is a simple and convenient process. All you need to do is to fill out a form to get started, and the bank will review your application and respond within a few days. With competitive interest rates and flexible repayment terms, you can get the financial assistance you need and enjoy a hassle-free loan experience.

Pros
  • RCBC loans offer competitive interest rates compared to other banks in the Philippines.
  • The bank has a wide range of loan products to suit different needs and requirements.
  • RCBC loans have flexible repayment terms, allowing borrowers to choose a repayment schedule that works best for them.
  • The bank's online loan application process is convenient and easy to use.
Cons
  • RCBC loans may require collateral, depending on the type of loan and the borrower's creditworthiness.
  • Late payments or defaulting on a loan can result in additional fees and charges.
  • The bank may have stricter eligibility requirements compared to other lenders in the Philippines.

Tips and Advice for Applying for an RCBC Online Loan

Are you looking for an online loan in the Philippines? RCBC (Rizal Commercial Banking Corporation) is a great place to start. They offer competitive rates and a wide range of options for borrowers, making them a top choice for many people. But as with any financial product, it’s important to take the time to understand the terms and conditions of your loan before you apply.

To help you out, we’ve put together some tips and advice for applying for an RCBC online loan.

  1. Research Your Options: Before you apply for an online loan, take the time to research your options. Compare rates and loan terms from different lenders so you can find the best deal for your needs. RCBC offers both secured and unsecured loans, so make sure to read the fine print and understand the difference between the two.
  2. Check Your Credit Score: Your credit score is an important factor in determining your loan eligibility. Before applying, check your credit score to make sure it’s in good shape. RCBC offers a free credit score check, so you can easily determine your eligibility before you apply.
  3. Have All Your Documents Ready: When you apply for an RCBC online loan, you’ll need to provide a few documents. These will include proof of income, a valid government-issued ID, and other documents that prove your creditworthiness. Having these documents ready beforehand will make the process smoother.
  4. Calculate Your Budget: Before you apply for a loan, calculate your budget and determine how much you can afford to pay each month. This will help you narrow down your loan options and find a loan that’s within your budget.
  5. Read the Terms and Conditions: Finally, make sure to read the terms and conditions of your loan before you apply. RCBC offers clear and detailed terms, so take the time to understand the terms of your loan before you sign.

Following these tips will help you get the most out of your RCBC online loan. If you have any questions or need more advice, feel free to contact the RCBC customer service team. They are always ready to help you get the most out of your loan. So go ahead and apply for an RCBC online loan today!

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Testimonials

Teresita Flores
The loan process is simple and hassle-free. Nice service. The next day I received the amount I needed. I will recommend the service to my friends
Trevion O\\\\\\\'Reilly
You lend around the clock. The layout is transparent. I took out a regular loan with no collateral. Closes without problems.
Janet Halvorson
I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
Arlo Chavez
I filled out the loan app quickly, after 20 min I received a message that ₱7000 were approved. The first loan was interest-free. Settled with them, raised the limit. I like it!
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